Bridgehouse Law

back to Overview 05/18/2017

Comparing The German and U.S. Healthcare Systems

BridgehouseLaw Managing Partner Reinhard von Hennigs was invited by the Charlotte North Rotary Club to give a presentation comparing aspects of the German and U.S. healthcare systems.


With the debate about shaping the United States' healthcare system in full swing, why not take a closer look at other systems which are currently in place? Von Hennigs is familiar with both health care systems as he grew up in Germany and has lived and worked in the United States for 20 years. As an international law firm, BridgehouseLaw advises corporate clients on legal aspects regarding the entry in the U.S. Market and also discusses questions regarding benefits and health insurance for employees.


In the German public health insurance system, salaried workers and employees are required by law to have health insurance coverage. The premiums are set in relation to the insured individual's income and mount up to 16% with the employer and employee each paying half of the premium.

While overall costs of medical services reach 11% of the nation's GDP in Germany, they are at 18-19% in the United States, with roughly 10% of the population being uninsured while the number of uninsured individuals is considerably lower (0.1%) in Germany.


Overall, the cost of health care is ranging at 10 – 11% of the German national GNP since 2002 with a small increase in 2009 / 2010, while it makes roughly 17 – 19 % of the U.S.


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